Arizona drone footage courtesy of Alex Harris Video Production
Rapid Rate Quote
(This is not a loan application – credit will not be impacted)
We are committed to America’s every day heroes.
In addition to VA Home Loans, we carry multiple HERO mortgage products, including a 2% down payment assistance program for the following designations:
- All First Responders: Police, Firefighters, EMT
- Medical Professionals: Doctors, Nurses
- Teachers
- Active Duty and Veteran Military
- Homes for Heroes Approved Lender
Frequently asked questions
No! That’s a common misconception that you need to have a house selected first. We actually recommend for you to figure out how much you can purchase then select a home prior to home shopping.
If you contact me I can help you get pre-qualified at no cost to you.
No! We have many programs that can do less than 20%. Some of our mortgage finance programs allow for 3% to 4% down payment. If you would like to know your additional options, please contact us today!
VA loans are designed specifically for veterans. VA loans should only be issued by a VA-approved lender and are guaranteed by the federal government.
The primary benefit of a VA loan is Veterans with qualifying credit and income can purchase a home with no money down, making it an attractive option for those whohave served in the military.
VA loans also feature flexible requirements, no private mortgage insurance (PMI), and competitive mortgage rates.
NO. There are multiple national and state down payment assistance programs with credit score requirements as low as 620 and some income maximums nearing $90k
REQUEST YOUR FREE HOMEBUYER GUIDE!
If you are looking to make a purchase or looking to refinance your home, request our FREE Homebuyer Guide Today! This guide will help give you an idea of what to expect during your home buying/refinancing transaction as well as important keywords and phrases that we will use during your mortgage transaction.
- Do’s and Don’t
- Common Mortgage Terms
- Moving Checklist
- Document Checklist
Brad Johnson
Loan Officer | NMLS ID 2079965
Phone: 480-600-5858
Email: Bradleyj@GenevaFi.com
Geneva Financial offers Conventional, FHA, VA, USDA, Refinance, Reverse, Jumbo and Condo Financing as well as Down Payment Assistance Programs, First-Time Homebuyer Programs, and more.
